The world seems to be getting smaller through globalization, and people are travelling on business or for personal reasons more and more. A lot of people are not aware that they can be protected around the world, in a wide variety of ways, by their home insurance policy.
So you're going on vacation. Snowbirds are people who spend their winters in a warmer climate. There are a lot of expensive things people travel with, including clothes, electronics, and recreational equipment. If there is a theft or damages to your personal property on a trip, does home insurance offer any protection? Travel insurance costs can go up when someone pays for baggage coverage, so look into whether your home insurance policy will cover you before choosing that option. It could save you a decent amount of money, and there is the added benefit of coverage if your bag is stolen in your home country.
When personal possessions are removed temporarily from the home, most home insurance policies still provide protection for these items. Liability coverage for personal actions worldwide is usually covered by home insurance policies, which protects you if you cause someone injury or damage their property.
The kinds of losses that home insurance would protect against:
You fly to Italy, and accidentally drop your camera in the canal while going for a gondola ride. Protected or not? For those who have purchased comprehensive home insurance, the camera will be replaced no matter where it is lost, after you pay the required deductible.
You're spending a month in Hawaii, and accidentally hit someone in the head with your surfboard. Covered or not covered? If you have a good home insurance policy, you would be protected from a lawsuit resulting from injuring a person in another country, due to the liability insurance that is included.
It's the end of your best day of your golf trip. And you join your fellow golf enthusiasts in the clubhouse for a few pints. When you exit the clubhouse, your golf clubs are nowhere to be found. Covered or not covered? Your personal property is covered anywhere in the world, so your policy should definitely respond. Sporting goods such as golf clubs may not be fully covered, so be sure to check your policy closely. Check with your insurance agent to make sure you have enough coverage.
Your family is enjoying a California coast trip in your recreational vehicle. While you're out walking on the dunes, someone breaks into your RV and steals your laptop and rips the flat screen tv off the RV wall. Are these items insured or not? Your home insurance policy will likely cover your laptop as it was only removed from your home on a temporary basis. If your TV was attached to the RV itself, it will fall under your RV's insurance policy.
When you travel, it's nice to know that your home insurance comes with you.
So you're going on vacation. Snowbirds are people who spend their winters in a warmer climate. There are a lot of expensive things people travel with, including clothes, electronics, and recreational equipment. If there is a theft or damages to your personal property on a trip, does home insurance offer any protection? Travel insurance costs can go up when someone pays for baggage coverage, so look into whether your home insurance policy will cover you before choosing that option. It could save you a decent amount of money, and there is the added benefit of coverage if your bag is stolen in your home country.
When personal possessions are removed temporarily from the home, most home insurance policies still provide protection for these items. Liability coverage for personal actions worldwide is usually covered by home insurance policies, which protects you if you cause someone injury or damage their property.
The kinds of losses that home insurance would protect against:
You fly to Italy, and accidentally drop your camera in the canal while going for a gondola ride. Protected or not? For those who have purchased comprehensive home insurance, the camera will be replaced no matter where it is lost, after you pay the required deductible.
You're spending a month in Hawaii, and accidentally hit someone in the head with your surfboard. Covered or not covered? If you have a good home insurance policy, you would be protected from a lawsuit resulting from injuring a person in another country, due to the liability insurance that is included.
It's the end of your best day of your golf trip. And you join your fellow golf enthusiasts in the clubhouse for a few pints. When you exit the clubhouse, your golf clubs are nowhere to be found. Covered or not covered? Your personal property is covered anywhere in the world, so your policy should definitely respond. Sporting goods such as golf clubs may not be fully covered, so be sure to check your policy closely. Check with your insurance agent to make sure you have enough coverage.
Your family is enjoying a California coast trip in your recreational vehicle. While you're out walking on the dunes, someone breaks into your RV and steals your laptop and rips the flat screen tv off the RV wall. Are these items insured or not? Your home insurance policy will likely cover your laptop as it was only removed from your home on a temporary basis. If your TV was attached to the RV itself, it will fall under your RV's insurance policy.
When you travel, it's nice to know that your home insurance comes with you.
About the Author:
Please visit www.squareoneinsurance.ca or see this home insurance video for more details.
UV laser marking machine china is a laser with very high energy density gathered on the surface of the object to be marked.
ReplyDelete