Tips For Choosing Foreclosure Defense Lawyer

By Anita Ortega


Each year, millions of homeowners face foreclosure and thousands of them end up losing their homes. You can however delay or stop foreclosure process by hiring a professional foreclosure defense lawyer to guide you through the process. The defense lawyer will try to negotiate with the lender on your behalf to ensure that you do not lose your home. Before you hit the road in search of attorney, you must understand what makes a solicitor be good. Below are tips to help you choose a good one.

Avoid making this very important decision based on advertisement alone. Yellow pages are always filled with ads all of which carry the same message. Remember that anyone can buy a slick ad even if they have never handled even a single foreclosure case. This is why your best approach would be to seek referrals. This way, you would be dealing with lawyers who have been tested and proven to be good. Some of the reliable sources of referrals include your friends, relatives, colleagues and other attorneys who are not foreclosure specialists.

The work of foreclosure defense attorney is too much specialized for someone who does not practice this on a regular basis. Because of this, you should always ensure that your potential attorney is a specialist. Do not settle on a solicitor who helped with your divorce or personal injury case thinking that he/she will be suitable.

Also not to be forgotten is the legal charge. Unless the solicitor is a very close family member, you will have to compensate him/her for the legal services offered. Because of this, it is important to look for a solicitor you can easily afford. This calls for window shopping before making a choice.

Another factor that must not escape your attention is the legal fee. This will of course vary depending on your location and the solicitor you are dealing with. As such, it is always advisable to comparison shop before making a choice. This will help you know the average charge in the area for attorney services. At the same time, you should also avoid extremely cheap attorneys. The extremely low charges may be a sign of low quality services.

Just to be sure that you are dealing with a qualified solicitor; be sure to ask him for his license of operation. This license is usually issued only to lawyers who meet minimum requirements. So being in possession of the license can be proof that the solicitor is competent enough to represent you.

If possible, you should give domestic attorneys preference. This is so because implementation of foreclosure laws usually varies as per state. Because of this, a domestic attorney will have better understanding on how to apply the laws compared to a solicitor from another state or even country.

On many occasions, people have lost their homes due to wrong choice of attorney. You can avoid this nightmare by simply making the right choice. So take your time and ensure that you make the right choice.




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